Account Protection

TD AMERITRADE, Inc. is a member of the Securities Investor Protection Corporation (SIPC). Securities in your account are protected up to $500,000. For details, please see www.sipc.org.

Up to an aggregate of $250 million of additional securities protection, of which $900,000 may be applied to cash, is provided by London insurers. This protection is limited to a combined return to any client from a Trustee, SIPC and London insurers of $150 million. This coverage provides you protection against brokerage insolvency and does not protect against loss in market value of the securities.
The TD AMERITRADE Asset Protection Guarantee
If you lose cash or securities from your account due to unauthorized activity, we'll reimburse you for the cash or shares of securities you lost. We're promising you this protection, which adds to the provisions that already govern your account, in case unauthorized activity ever occurs and we determine it was through no fault of your own.

We can guarantee this if you work with us in three ways:
  1. Keep your account information secure and confidential--don't share it, because sharing your UserID, password, PIN, or account number with other people means you authorize them to take action in your account.
  2. Frequently check your account and report any suspicious or unauthorized activity to us immediately.
  3. Take the steps we request if your account is ever compromised and cooperate with our investigation. If you help us protect you in these basic ways, we'll promise no fine print and no footnotes...just our commitment to protect the assets you entrust to us.